Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"We had been trying to raise funds on our property via equity release, turned down twice, due to non-standard construction, despite our home being only 8 years old and architect-designed. Contacted Richard Wylder for his help. He also had difficulty with finding providers to accept a loan on our home for the same reason, with several rejections following. He remained open and honest with us about our chances, and kept our expectations realistic. However, using his experience and expertise he persevered and finally we received our mortgage offer! He was a marvel, and I would highly recommend Richard as we know he will do his utmost to achieve a successful result for his clients."
Stephen Carpenter
Searching for a way to access tax-free cash from your property? For homeowners aged 55 and over, equity release (also known as a lifetime mortgage) could be the perfect solution. Without selling your home or moving, you can unlock the wealth tied up in your property.
Through equity release, you can choose to either borrow against your property's value or sell a portion of it. The money can be received as a lump sum or regular income, with some plans offering the flexibility to withdraw additional funds later. If you currently have a mortgage, it must be settled using the equity release funds.
Peace of mind comes standard with our equity release products. As a member of the Equity Release Council and regulated by the Financial Conduct Authority (FCA), we follow strict guidelines to protect your interests. Our lifetime mortgages include a valuable guarantee: neither you nor your estate will ever need to repay more than your property's fair market value.
From home improvements and new vehicles to debt consolidation or simply enhancing your retirement lifestyle, the choice is yours. The funds are completely unrestricted, giving you the freedom to spend them as you wish.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
With decades of combined experience, our team specialises in crafting personalised mortgage and equity release solutions. We're committed to comparing numerous plans to find your perfect match, managing all paperwork and administration, delivering expert guidance with a personal touch and supporting you throughout your financial journey
Our advisers are dedicated to securing your financial future, offering clear advice and professional service every step of the way.
Through our extensive network of lenders, we carefully compare and analyse various equity release options to find the ideal match for your circumstances.
Letting you focus on what matters most, our team handles all paperwork and administrative tasks from beginning to end, ensuring a smooth, stress-free experience.
With years of expertise in equity release advice and a reputation for excellence, you can rely on our professional guidance to help secure your financial future.
Here’s what to expect when you work with us for equity release, if you live in Leicestershire.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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